@article {Bank-lending2013,
title = {Bank-lending constraints and alternative financing during the financial crisis: Evidence from European SMEs},
year = {2013},
url = {https://www.esri.ie/publications/bank-lending-constraints-and-alternative-financing-during-the-financial-crisis},
author = {Casey, E., and O'Toole, C.},
journal = {ESRI Working Paper 450},
}