@article {SME2014,
title = {SME Recovery Following a Financial Crisis: Does Debt Overhang Matter?},
year = {2014},
url = {https://www.esri.ie/publications/sme-recovery-following-a-financial-crisis-does-debt-overhang-matter},
author = {Lawless, M., O'Connell, B., and O'Toole, C.},
journal = {ESRI Working Paper 491},
}