@article {Mortgage2018, title = {Mortgage default, lending conditions and macroprudential policy: Loan-level evidence from UK buy-to-lets}, year = {2018}, notes = {https://doi.org/10.1016/j.jfs.2018.03.008}, url = {https://www.esri.ie/publications/mortgage-default-lending-conditions-and-macroprudential-policy-loan-level-evidence-from-uk-buy-to-lets}, author = {Kelly, R., and O'Toole, C.}, journal = {Journal of Financial Stability}, }