@article {The2019,
title = {The determinants of SME capital structure across the lifecycle},
year = {2019},
url = {https://www.esri.ie/publications/the-determinants-of-sme-capital-structure-across-the-lifecycle},
author = {Martinez-Cillero, M., Lawless, M., and O'Toole, C.},
journal = {ESRI Working Paper 614},
}