@article {The2022, title = {The role of borrower expectations in mortgage choice}, year = {2022}, notes = {http://dx.doi.org/10.2139/ssrn.4113816}, url = {https://www.esri.ie/publications/the-role-of-borrower-expectations-in-mortgage-choice}, author = {Devine, K., McCarthy, Y., and O'Toole, C.}, journal = {SSRN, 2023}, }